Majority Rules! How we spend our time and our money counts!

How do you spend the "majority" of your time and money?
Photo Creds:Willblogforfood.com

How do you spend the majority of your time and your money? Do you believe the statement, “How you spend most of your time, and where you spend most of your money says the most about who you are as a person?” Why or why not? Okay, you can answer those on your own. But here’s a starter for you. The majority of my free time (free time from work paid or unpaid-however you define your “free” time) is spent_____________________. (fill in the blank) The majority of my money (after rent, mortgage and household utilities) is spent_______________________.(fill in the blank) I realize that some of you will struggle with the money question, because beyond monthly living expenses, you actually have no idea where the money goes, other than it goes. True for many of us at some chapter of our lives. If that’s you, then this message is well intended. You can’t possibly be putting your money to work for you, your family, or towards other worthy contributions, wisely if you have no idea where your money is going beyond monthly fixed expenses. Furthermore, if we apply a brutally honest examination of how we spend our free time, many will discover that we have exchanged reading a book for watching television. We have exchanged playing a board game (or outside activity) with our kids for social networking. We may discover that less and less time has been committed to the kitchen on either week days or weekends, and that more and more time has been spent in the drive-through. How we spend our time and money will certainly impact our relationships and our health. We can’t devote all of our free time to our hobbies, for instance, at the expense of our marriage. On the other hand, if we spend all of our time at work, at the expense of either hobby or marriage, that isn’t good either. Social networking isn’t the same as a real cup of coffee face to face with a real friend. You can’t exercise if you’re sitting on the couch. You can’t learn a language, start a bible study, go to the gym, work on your finances, At. All. UNLESS…You decide you are going to do so. How we budget our time effectively is different for all of us. Some of us may need to move our rear ends off the couch. Some of us may need to plant ourselves there once in a while. The inability to rest can be just as bad a habit and hard on your relationships as lethargy. The singular way to find a valid, useful and credible solution to poor time and money expenditures, is to evaluate your own personal tendencies with a very introspective approach and answer those two questions we have already talked about. How do you spend the majority of your free time and free money? There’s an old saying “Majority Wins.” When I was a kid, my sisters and our cousins spent a ton of time together. We would often “vote” on a game or activity. With hands all raised in the air, inevitably one of us “winners” would yell triumphantly, “Majority Wins.” Sadly, the losers knew it was true. Maybe that’s applicable to us as adults in answering these difficult questions. Bottom line, we can hope that we are doing what we need to do most of the time (NO one gets it right ALL the time people!) We can even believe that we are generous and compassionate, and that people like to be around us (and/or our children). We can allege that we are healthy and mindful of our good health habits. We can wish, assert, even say out loud many many things about ourselves and our priorities. But I will submit to you that “Majority Wins.” Whatever we are spending time and money on, IT wins. To be sure, SomeTHING. or SomeONE loses. It may be your relationships, your peace of mind, your job, or your dog, but, in the end, “Majority Wins.” We cannot simply hope and wish that our time and our money will tell the story about us that we want told. We have to take practical measures. Evaluate (Your time and budgets) Elevate (Family, marriage, your job, your friends, specific events, specific activites-WHATever in your life is crying out to be elevated) Erase (Negative behavioral patterns, poor spending decisions; time wasters-Ouch!) and then finally, Execute (Implement that budget; Add family night back into your week. Eat dinner around the table. Have that difficult conversation with a colleague. Make time for coffee with a friend; Get counseling; WHATever needs to be done, put IT in place, make a plan. Then Execute!) Change your “Majority” (if necessary) to reflect the love you want to give, the good you want to do, the people you want to spend time with, the goals you want to fulfill, and the life you want to live.

To Hell With It: Making and Keeping a New Year’s Resolution

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Photo Creds Flickr.com

Today I read a great story about Delta Airline pilots who broke tried and true rules of flight by returning to the gate to get a grieving family. Through no fault of their own they had missed the last connection of the day to Tennessee where they were going to attend their father’s funeral. The pilots saw their crying and grieving faces in the window, and though it’s true, I was not in the cockpit, I’m pretty sure both of them looked at each other, and said something to the effect of “To hell with it,” and proceeded to carefully and competently turn that jet around and return to the gate for this distraught family.
My husband is a commercial pilot, and on top of that, I do a fair amount of air travel myself. I know the seriousness of that decision. It is definitely breaking the rules. What could have possessed the minds or hearts of these pilots to put their own jobs in jeopardy to do such a thing?
All of us have had a “To hell with it” moment in our lives. As the New year of 2016 is upon us, once again, we are contemplating past and present resolutions: I am going to lose weight. I am going to get fit. I am going to get control of my high blood pressure or type 2 Diabetes. I am going to attend church. I am going to take my kids to church. I am going to be more generous, get out of debt, quit swearing, (I know-the irony of this post!) Maybe you have committed in this New Year to tithe, or to give some of your earnings to good causes. Maybe you have committed in this New Year to being a more loving parent or spouse, to institute game night with your kids, or to find time to say yes to a friend in need. Maybe you think, “This is the year I am going to have company over for dinner, or invite people to my house.” Maybe you’ll write that book or finish school, or go after the dream job you have always wanted. I will submit to you that we can make resolutions all day long. We can say, “I’m going to try.” But until we face the truth of our absolute unwillingness to change that bad habit or start that good habit; until we face the reality that “trying” is really defined as, “I’m talking about it; my lips are moving, but I’m not demonstrating practical change,” until we say “To hell with it, I can do this,” I’m not sure that we are ever going to make the decisions that are the healthiest, or best for our family, our marriages, or our professions. Having defined “trying,” we should also define “To hell with it.” The latter is on some level, abandoning traditional norms or even rules. Traditional norms, absolute rules, prevented the Delta pilots from getting that family on board. “To hell with it” said I am going to make an exception (albeit in their case-isolated and unusual). We need to decide we are going to make exceptions in our lives from social norms and traditions, and from our own poor behavioral patterns, in order to achieve these very important goals. Spending every dime we have at the expense of paying off our debt or saving for our futures is pretty typical among Americans. We have to quit “trying” to do the right thing with our money and get real about budgeting, planning, and assigning each dollar a job. We need to quit “trying” to improve our marriage, and look on our calendars and block out a date night or (for those of us married to pilots), a date day. We need to quit wishing our spouse would conform to all our desires and find positive and possible ways to adjust my attitude. The same goes for opening up our homes to others. Quit “trying,” and add some margin to your calendar each month. Find a Saturday night that’s open, dedicate it on your calendar and send out an email to your friends.
I absolutely love the idea of “To hell with it.” Some of you (I know) find this title understandably, a coarse use of language. But in its literal sense, I find it very appropriate. Sending the negativity in our lives, metaphorically as it may be, to the depths of hell where it belongs may be the Single. Solitary. Strategy. for our success. Sometimes you have to just quit. Quit procrastinating. Quit Trying. And as the saying goes, “To hell with it.” Ask the girl out. Ask the girl to marry you. Leave the dead-end job you hate and pursue the job you love. Give a dollar to the homeless guy at the busy intersection near your house without going through the same old twenty reasons in your head why this complete stranger doesn’t deserve your kindness. Volunteer. Start exercising. The endless possibilities effect not only your happiness and fulfillment but also that of your family, spouse, children, and co-workers. What do you have to do to make this happen? Make a list. Get on it. Think about what has not worked for you in the past and say “It ends here.” What has not worked for you over and over? That jelly donut? That dead-end relationship? That expensive mortgage? Get rid of whatever jelly donut is keeping you from becoming what you need to be. I have had so many “To hell with it” moments in my life. But unlike what you might be thinking, “To hell with it” is not an abandonment of common sense. In this case, it is more an embracing of common sense and what you know to be the right thing. It is the climactic point of a journey you have already been on for years, but perhaps have not grasped fully the practical steps needed to make the same old New Year’s resolutions a reality. “To hell with it. I’m going to do this thing.” It doesn’t mean you abandon your family to become a rock star. It does mean you abandon the fears that keep you locked into the same old cycle of failed resolutions. Oh and one more thing, it also doesn’t mean that if you’re sitting in the Starbucks at the airport with your ear buds in and don’t hear your boarding call, the pilot is going to come back and pick you up. Nope. Not going to happen!