How do you spend the majority of your time and your money? Do you believe the statement, “How you spend most of your time, and where you spend most of your money says the most about who you are as a person?” Why or why not? Okay, you can answer those on your own. But here’s a starter for you. The majority of my free time (free time from work paid or unpaid-however you define your “free” time) is spent_____________________. (fill in the blank) The majority of my money (after rent, mortgage and household utilities) is spent_______________________.(fill in the blank) I realize that some of you will struggle with the money question, because beyond monthly living expenses, you actually have no idea where the money goes, other than it goes. True for many of us at some chapter of our lives. If that’s you, then this message is well intended. You can’t possibly be putting your money to work for you, your family, or towards other worthy contributions, wisely if you have no idea where your money is going beyond monthly fixed expenses. Furthermore, if we apply a brutally honest examination of how we spend our free time, many will discover that we have exchanged reading a book for watching television. We have exchanged playing a board game (or outside activity) with our kids for social networking. We may discover that less and less time has been committed to the kitchen on either week days or weekends, and that more and more time has been spent in the drive-through. How we spend our time and money will certainly impact our relationships and our health. We can’t devote all of our free time to our hobbies, for instance, at the expense of our marriage. On the other hand, if we spend all of our time at work, at the expense of either hobby or marriage, that isn’t good either. Social networking isn’t the same as a real cup of coffee face to face with a real friend. You can’t exercise if you’re sitting on the couch. You can’t learn a language, start a bible study, go to the gym, work on your finances, At. All. UNLESS…You decide you are going to do so. How we budget our time effectively is different for all of us. Some of us may need to move our rear ends off the couch. Some of us may need to plant ourselves there once in a while. The inability to rest can be just as bad a habit and hard on your relationships as lethargy. The singular way to find a valid, useful and credible solution to poor time and money expenditures, is to evaluate your own personal tendencies with a very introspective approach and answer those two questions we have already talked about. How do you spend the majority of your free time and free money? There’s an old saying “Majority Wins.” When I was a kid, my sisters and our cousins spent a ton of time together. We would often “vote” on a game or activity. With hands all raised in the air, inevitably one of us “winners” would yell triumphantly, “Majority Wins.” Sadly, the losers knew it was true. Maybe that’s applicable to us as adults in answering these difficult questions. Bottom line, we can hope that we are doing what we need to do most of the time (NO one gets it right ALL the time people!) We can even believe that we are generous and compassionate, and that people like to be around us (and/or our children). We can allege that we are healthy and mindful of our good health habits. We can wish, assert, even say out loud many many things about ourselves and our priorities. But I will submit to you that “Majority Wins.” Whatever we are spending time and money on, IT wins. To be sure, SomeTHING. or SomeONE loses. It may be your relationships, your peace of mind, your job, or your dog, but, in the end, “Majority Wins.” We cannot simply hope and wish that our time and our money will tell the story about us that we want told. We have to take practical measures. Evaluate (Your time and budgets) Elevate (Family, marriage, your job, your friends, specific events, specific activites-WHATever in your life is crying out to be elevated) Erase (Negative behavioral patterns, poor spending decisions; time wasters-Ouch!) and then finally, Execute (Implement that budget; Add family night back into your week. Eat dinner around the table. Have that difficult conversation with a colleague. Make time for coffee with a friend; Get counseling; WHATever needs to be done, put IT in place, make a plan. Then Execute!) Change your “Majority” (if necessary) to reflect the love you want to give, the good you want to do, the people you want to spend time with, the goals you want to fulfill, and the life you want to live.